So, anyway, there are three main banks in PNG - Westpac, ANZ (AN "zed", you crazy Americans, not "zee"), and BSP (Bank of South Pacific). Yes, I bank with one of these banks. I'm pleased with it (as much as I can be with PNG expectations), considering I can get in and out of the expat area quick. Applying for a PNG credit card took some extra effort, but I finally got that approved. I requested monthly statements, but so far only have received two. One was the first month and then the next one (when I went in for the third time to complain of not receiving statements) was for all the months. I'm hoping it's fixed now.
The thing with banks is that I'm amazed at the ques. Literally on a payday, lines will be snaking inside the lobby, out the door, and down the block. And people just stand and wait! The ATMs really are no different. Just one big line with a security guard standing by. Needless to say, I try to get my cash out at the Yachty or one of the grocery stores. I do make runs to the bank to get cash, but it can be inconvenient due to the hours (8:45 - 3:00, except Friday it stays open until 4.00). Not the greatest hours when I need to be in Taraka for work.
Anyway, the other thing that strikes me odd is the fee structure. I'm not exactly sure what it is for my bank as my "monthly fee" varies. It's normally somewhere between K18-25. I think that's rather high. Today I received a fee change schedule in my email for another bank. This one charges (maybe mine does, too?) K3 for every DEPOSIT. Hello, customer, we'd love to have your money. Please pay me a fee to take it.... Now I get that they're charging K4 for withdrawals. (Although, really, you have to pay to get your money??). Anyway, I just have to laugh because as they
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Banks annoy the crap out of me - usually! Not the people in them but the institutions themselves!
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